25910 Acero Road,Suite 150
Mission Viejo, CA 92691
Phone: 714-505-2508 NMLS: 860590
Direct Phone: 949-584-2169
Direct Phone: 916-617-1262
Direct Phone: 714-783-1889
Direct Phone: 714-783-1880
Direct Phone: 714-398-9400
Direct Phone: 714-321-1212
Direct Phone: 949-233-2621
Senior Loan Officer
Direct Phone: 626-310-0608
Direct Phone: 949-300-0947
Direct Phone: 916-801-0414
Direct Phone: 951-536-6524
Direct Phone: 714-427-2603
Direct Phone: (714) 493-0474
Direct Phone: (909) 851-0185
Direct Phone: 714-507-9009
Direct Phone: 714-427-2652
Direct Phone: (714) 783-1886
Direct Phone: 949-872-5363
Direct Phone: 949-500-3424
Direct Phone: 909-519-1328
Fill out the form below or call us and a Loan Originator near you will reach out to answer any questions you may have, or assist you with the application process.
My husband and I bought our first home, a condo, in 2014 and worked with Catalyst Lending to get a loan. From start to finish they were amazing. We had a unique situation in that we were buying the condo from a family member for below market value, and Dave Brown was very helpful in finding a financing option that worked best for us. We didn't have a real estate agent, so Melissa Flores, our loan officer, was very helpful in sending us reminders and keeping us up to date and organized. We hit quite a few bumps in the road with the HOA, but through it all Dave and Melissa kept us in the loop and clearly explained everything in layman's terms. Before finding Catalyst we had started the process with another lender who was not nearly as knowledgeable or customer service oriented. I can't imagine the nightmare that would have ensued had we stuck with them. We are so thankful to Catalyst for their help and would highly recommend them to anyone looking to finance a mortgage.
Thank you so very much Dave!! Enrique Blachet, the seller's realtor, said that Hallmark Escrow raved about you and he said you are the BEST mortgage broker he's ever worked with and that Susan was amazing! You guys have an awesome team at Catalyst. I will for sure recommend you to everyone
"OKAY, Dave Brown....I am impressed with the service!" Thank you, Sharon Tyree E-Pro, SFR, Relocation Specialist Realtor BRE #01025010 Coldwell Banker Previews International
Dave, Thank you for all that you did. This is most welcome. The process couldn't have been easier on our end. Thanks, again.
Thanks Dave, the experience was quite professional, expeditious and pleasant!!
Hello Dave, you and your staff were absolutely wonderful. Thank you so much. Should the opportunity arise, I will definitely recommend you.
Dave, thanks for you note. Because of your work/your team, this was yet another very smooth transaction. Any time a refi is mentioned by colleagues/friends, I mention your name - hopefully that turns into a realization of new business for you in the future. Thanks again for your help with the refi.
Hi Gary, Thanks so much! That is great service. We are doing well and keeping busy. Our daughter's school year is coming close to the end so it's always busy this time of year. We definitely keep you in mind for re-fi and new loans... Thanks again!
Right from the beginning, Gary Forward impressed me with his efficient and professional manner. His years of experience and knowledge not only inspired confidence but also helped the process run smoothly. My loan closed on time and I am thrilled with my new low payment! I highly recommend Gary if you are looking for a highly qualified and attentive loan consultant.
I worked with Gary Forward while purchasing my first home, and refinancing when rates dropped. He was able to answer all my questions about the home buying experience, explain how the loan process worked and what I should expect at each step in the home buying process. Every page I signed was explained to me in a way that I could easily understand. Gary was also very helpful in meeting me at convenient times and locations so that we could quickly move forward in the loan process while working around my schedule. I have recommended Gary to friends who were also refinancing or considering purchasing a home.
I have been doing business with Gary Forward for over 20 years. We have been through several Real Estate cycles & Gary Always, Always funds every loan I have ever been a part of. If it's my listing and he is the lender representing the buyer, I know the buyer is in good hands. He is just so good at what he does & he knows exactly what is required to close any specific loan on time. Gary personally has financed several of my clients throughout the 20+ years I have done business with him. He also has financed well over 20 properties of mine & my family throughout the years I have known him as well. We will always do business together. He just recently refinanced my primary home & saved me & my wife over $1200 per month. No other lender could have done that. It was a very complex deal that took a real expert who knows his products to make it happen. Gary is always available to answer my questions or to speak with a potential buyer. A lot of lenders seem to disappear with the interest rates as low as they are now. Gary still calls and comes buy to pre approve a buyer or 2 as well as open houses on weekends. He is a great member of my team & always my good friend.
Gary Forward helped us arrange the financing to purchase our first home. He made everything work smoothly so there were no bumps along the way. H walked us through the entire process answering all our questions. On a scale of 1 to 10 I would rate Gary an 11. He was really invested in helping our family turn a house into our home. Gary provided the personal touch that took the fear out of process of navigating the mortgage process. I don't know what we would have done without Gary. Gary was always available to answer any questions or concerns we might have had. I'm not quite sure how he does it because I've seen him provide this type of committed service for other customers as well. He seems to treat all of his clients like family and we really appreciate all Gary has done and continues to do for our family.
My husband and I worked with Gary Forward on financing a new home loan. I felt like he was wholeheartedly concerned about us and getting our loan funded. The process was stressful, but Gary was available and committed to answering all of our questions and concerns. He demonstrated this by his quick response to phone calls, emails, and regular mail. His work ethic was unwavering. Gary made himself available outside regular business hours. That was crucial for us as working individuals. Gary exhibited knowledge during the entire process and even anticipated possible outcomes. Gary kept us informed throughout the entire transaction and there were no surprises. Rest assured that you are his primary focus. It is with great confidence that I readily recommend his services.
Gary Forward refinanced our daughters home twice, each time saving her & the family hundreds of dollars. We were working with another lender prior to him that was very expensive. Our daughter introduced us to Gary who listened to are wants, needs, purpose & reason for refinancing. We are both retired & these things are very important on a fixed income. We wanted to take some cash out to have available in case of an emergency. Gary was able to accomplish that without increasing our loan payment. In fact, our loan payment was lower. It is truly a pleasure to work with someone who truly looks after your best interest. We recommend Gary to everyone we know who needs financing. We even recommend this one lady that works at a big bank because his rates and service is better and faster. He is our lender for life & he always calls to see how we are doing. Who does that these days?
I want to thank you for your expertise and helping us purchase our first home (duplex). Thank you so much for your help and expertise! I can't thank you enough for providing superb professional services. Over several months you were patient with our situation; it was a real stressful time for us, His thorough manner with patients has always impressed us; And when finally the time came to purchase are home, Gary Forward made it happen for us, anyone who's dealt with funding a loan, knows how hard it is, Gary never give up on us. Gary you're angel, you offer to make yourself available for assistant with your expert advice there is barely anyone in your field who offers such a valuable service that could be very critical during a home purchased. We appreciate you very much and your recommendations. I don't know how we would have managed without your help. Thank you for being one-of-a-kind. In addition he is organized, efficient, extremely competent, and has an excellent rapport with people of all ages. I highly recommend Him, his communication skills, both written and verbal, are excellent. I highly recommend Gary Forward for all your real estate and loan needs. Take care. Best regards
Hi Gary Everything went smoothly today and now I'm very excited about my new low payment!! I don't know how I got so confused with the numbers but it was a pleasant surprise! On another note, KI was just speaking with a coworker whose Mom is having difficulties getting a loan approved through W____ F____ and wondered if you could possibly be more helpful! I said well of course he can! They keep giving her the run around. Do you think it would be worth talking with her?? Let me know! Thanks for all your help, S.H.
You get all positive feedback. This hasn't changed since the first time you helped me with a mortgage many years ago. You continue to offer what works for me considering the specific financial goals I'm reaching for at the time.
You have our return business because we get what we need, and anticipate problems so well that they never become problems.
From the moment we met with Jeff, we felt confident in his ability to help us secure a new home loan. Jeff walked us through the process and gave us the time necessary to fully understand our loan choices. Once our decision was made he kept us informed while completing the process with all involved.
As a first time home buyer I'm glad that I had Jeff. He seemed to understand my nervousness and was very informative throughout this whole process.
Jeff was wonderful. I am an ex-realtor, so I know a good loan officer when I see one. I would recommend him to anyone.
Jeff was outstanding! He was very accessible and returned all my calls. Our escrow was a difficult one and Jeff helped to make it much simpler.
Jeff was a delight to deal with. I've never had such an easy time. We put together two loans and it was an enjoyable experience. He was highly recommended with good reason. Jeff is very efficient and personable loan originator.
Jeff did an excellent job. He is very knowledgeable. From the beginning of taking my application, to the closing of the loan, everything went very smooth.
Over the last couple of months I have had the privilege of working with Bill Smith at Catalyst Lending. I have worked with many loan officers in my 10 years of real estate and I have to say, Bill has completely impressed me with his professionalism, work ethic and best of all - RESULTS! It is very obvious Bill is highly motivated to do the best job possible and I am very much looking forward to working with him again. Thank you, Bill!
We sent in our first house payment today. We cannot thank you enough for your guidance through this process. You kept us informed and comfortable at each step.
Just wanted to express our sincere thanks for getting us our 'forever loan'. We truly appreciate your dedication and patience. It was a pleasure working with you. Thanks for everything!
We can't thank you enough for your time and talent. The whole process was so efficient. Can't wait to refer your wonderful services.
Just a quick note to say thank you for all of your hard work on our behalf. You really educated us on the lending process and we are very happy with our loan terms and your service. You're very good at what you do!
We can't thank you enough for the outstanding service we experienced in getting our home mortgage refinanced. You did such a fantastic job communicating with us every step of the way and we are so grateful you made the process simple, efficient and stress free! You can be certain Catalyst Lending, and especially you Bill, will have our highest recommendation. Thank you so much!
You did such a fantastic job with my refinance. I will definitely refer you and call you again! All the best!
This is a long overdue thank you for your expertise and diligence as our loan officer extraordinaire. Each time we pause and look out the front windows at the gorgeous ocean view, we're so appreciative of everything you did to make this happen.
In my opinion Bill has provided me the pinnacle of friendly, reliable, and around-the-clock customer service while meeting every one of my expectations when applying for a home mortgage. I was given his personal number, told to call anytime I wanted information, and regularly had questions answered past 8:00pm due to my abnormal work schedules. I felt as though Bill always had my best interests in mind and worked to ensure that I was 100% completely satisfied with the decisions I made, while informing me of all available options. I never felt pressured or hurried to make a decision I was not comfortable with making. When I was unsure of which route to take (specifically with regards to locking in interest rates), Bill was able to provide sound guidance which led to me being able to make a well-informed choice that I am very happy with. I will definitely be using Bill for all of my future loan needs and look forward to continuing my current home mortgage loan with Bill as my advisor. I highly recommend anyone reading this to consider using Bill for your home mortgage needs, making your loan acquisition a very smooth and enjoyable process.
Bill is AMAZING. Give that man a raise! In all sincerity Bill was a true professional and extremely prompt. I WILL be recommending him to friends. This is my wife and I's first mortgage and he made sure to take the time to explain everything to us and answer any questions we had. 100% satisfied.
Bill Smith is by far the best loan Officer that I have ever worked with. His professionalism and knowledge of the entire loan process from start to finish is truly second to none!! Great job Bill and thanks!!