6530 S Yosemite StreetSuite 310
Greenwood Village CO 80111
There are mixed emotions that come with preparing to get a home loan.
-You feel the excitement and anticipation of your new home purchase.
-You feel the realization that a mortgage is a big financial and long-term commitment that can feel overwhelming and scary.
If you are refinancing I know:
-Your home has been an important investment
-You want to make sure you’re making the very most of it.
- Refinancing is time sensitive and you need a nimble team on your side.
My background includes seven years in Colorado residential real estate sales and brokerage. In 1983 I was awarded the Certified Residential Specialist designation by the National Association of Realtors. My career in mortgage lending began in 1986 when 30-year fixed rates dropped back into single digits from the high mark above 18% in 1981.
Over the years I evolved to a referral-only mortgage planning practice within Catalyst Lending, a company that provides local processing, underwriting and funding and I have been with Catalyst since early 2008. Catalyst is a member of the Colorado Mortgage Lenders Association. I was awarded the Certified Mortgage Lender designation by that group in 2002. I further completed a comprehensive mortgage planning education program in 2006 where I earned my credentials as a Certified Mortgage Planning Specialist from the CMPS Institute. Over the past few years, my funded loans have ranged from $50,000 to $1,845,000 and I enjoy helping people accomplish a wide variety of goals using the optimum real estate financing program for their needs.
Phil has been a mortgage planner and counselor since 1986 and he's one of my "Islands of Sanity." There is nobody better at taking care of my clients. He makes me look good and when it's in his hands, I never have to worry about the outcome. Clients get an education and they know they can count on him to "move heaven & earth" to get the job done. I have known Phil since 1973 and consider him to be a true friend and superb resource. Nobody knows more about mortgage lending or cares more about his friends & customers.
I have worked with Phil on about seven different loans since 2005. His expertise and ability to find a product that meets the need of the situation and the individual property has significantly impacted my success as a real estate investor. He is also very objective, ensuring I get the best product for the situation and my overall strategy. I think of Phil as integral part of my investment career.
Phil is very passionate about finding his clients solutions that best fit their needs. He is extremely professional and knowledgeable when it comes to both mortgages and real estate. He has high standards and should be regarded as an expert in the mortgage field. I have recommended Phil to others and will continue to do so.
I have known Phil for 33 years. Even though I'm a Realtor in another state, I have often sought Phil's advice on any topic pertaining to residential mortgage financing. I have been impressed over the years with Phil's high level of personal integrity, dedication to his clients' best interests and his expertise concerning virtually any aspect of personal finance - especially as it pertains to mortgage consultation. One would be well-advised to select Phil as his / her "Mortgage Professional for Life."
Phil provided me with excellent, creative advice on financing my new home, and helped me qualify for several loans. I will eagerly use him again, and highly recommend his expert services to anyone who wants knowledgeable mortgage advice
I work with several mortgage lenders on a regular basis (100+) and I will only recommend 4 of them to friends and family. Phil is in the recommended four. He always tries to do what is best for his clients present and future needs. We need more lenders like that!
Phil is one of the most ethical and honest people I know in any business field. His knowledge of all aspects of the mortgage field is the most impressive I've seen. It is my pleasure to recommend Phil for your mortgage needs. You can bank on his honesty, integrity and vast knowledge.