Not all loan programs are the same. At Catalyst Lending, we are committed to helping you find the loan that is right for you. Contact one of our friendly Loan Originators to get started today.
Peace of mind; interest rate and payment do not change for the life of the loan, which can be for 15, 20, 25 or 30 years
For borrowers at 62+ years old, pays off any loan on the property and may allow cash back. There are no payments on the loan; rather the interest owed is added to the loan balance. The loan is paid off when the home is no longer occupied by the borrower.
Interest rate changes after set period, and changes at predefined time frames after initial rate change.
Interest rate is fixed for a set length of time, then adjusts every year thereafter. The initial fixed rate period is generally at a lower rate than a fixed rate 30 year loan
Designed for a borrower with minimal down payment and allows lower credit scores than that required for Conforming loans; also offers a ‘streamline refinance’ of an existing FHA loan with minimal documentation requirements
Specialized refinance program for borrowers whose current loan is owned by Fannie Mae or Freddie Mac. Designed for those homeowners that have a home that has dropped in value. Provides simplified documentation and usually no appraisal is required.
Specifically reserved for our citizens who served in the military, offers a purchase transaction without a down payment; also offers an Interest Rate Reduction Refinance of an existing VA loan with minimal documentation requirements.
30 year fixed rate loan with no down payment for borrowers buying homes in designated rural areas; geographic, loan size and income restrictions apply
For loan amounts that exceed programs available through FNMA/FHLMC.
"OKAY, Dave Brown....I am impressed with the service!" Thank you, Sharon Tyree E-Pro, SFR, Relocation Specialist Realtor BRE #01025010 Coldwell Banker Previews International
Thanks Dave, the experience was quite professional, expeditious and pleasant!!
Thanks so much for your help and energy during our loan process. You were great!
Jeff was outstanding! He was very accessible and returned all my calls. Our escrow was a difficult one and Jeff helped to make it much simpler.
Just a quick note to say thank you for all of your hard work on our behalf. You really educated us on the lending process and we are very happy with our loan terms and your service. You're very good at what you do!
You're one of the most complete loan officers I've ever come across, Steve... - Cliff C. - Wells Fargo Bank