6530 S Yosemite Street, Suite 310
Greenwood Village CO 80111
Before becoming a Loan Originator, I had a really negative experience getting a home loan for myself. This understanding made me determined to educate my borrowers what their options are and to strive to make the process of obtaining a mortgage easy and comfortable.
The part of my job I like most is working with my borrowers to find the best product for their individual situation. In today’s mortgage climate, the process has become laden with paperwork, so I try to explain why documentation is necessary. I respond better if I understand the “why” and I believe others do too.
With over 10 years in the mortgage field, I just tell it like it is. I share what I know with my clients and freely tell them when I don’t know something and need to look it up. In the fast moving waters of the mortgage business, no one can know everything. One gigantic advantage of working for Catalyst Lending is that I have access to a incredible wealth of expertise from people who really care.
Catalyst Lending has a host of Underwriters, Managers, Closers and Funders who have a deep treasure of accumulated knowledge and experience so if a way can be found to help a borrower, I trust our team to get it done. Unlike a typical mortgage brokerage where all loans are sent out to wholesale companies for underwriting, Catalyst Lending underwrites and funds their loans. Also, should a borrower need a unique type of mortgage that isn’t available to us, we have the ability to send loans to banks with specific niches. This is the best of both mortgage worlds for our clients.
I believe my gifting is in interpersonal relationships, management and math. This combination of skills works well in my vocation. I worry about each loan, each lock, and each closing, as if it were for my family. Talking about honesty and integrity is one thing, living it is another. Please read my references to get a feel for how I treat my clients.
This letter should have been written a long time ago but the reality of should have been is that something always gets in the way. It is never too late to get it right. When a good friend and mortgage broker got out of the business and referred you to me he promised I would enjoy working with you and that you would work hard for my customers. He undersold you. I enjoy working with you very much and you work very hard for my customers. My clients have told me they feel their mortgage is the most important mortgage you have and that they are first when something needs to be taken care of. I could not ask for more but I have and you have come through every time. There are a few specific deals I want to remind you about. A client wanted to purchase a model home to use as an investment property. You went out of the box and found a very creative way to help him take advantage of that opportunity and make the purchase. A client was days away from closing her property to complete a move from the Washington DC area and the Waldo Canyon fire happened. Underwriters were nervous even though the fire was miles away. You provided the information the underwriter needed so we could close on time. Another client was moving from the East Coast and had some challenges that were not really their fault. You advised them on how to clear the issues and we closed on time. I will not bore you with more examples that will repeat the same customer first find a way to help this client theme. I will simply say Thank You for being ready to find a way when I send the easy deals and the hard deals to you. If you ever need a referral please have them call me.
Originally, we contacted Meg, at our son's urging, at a goal-changing period in our lives. We were uncertain if refinancing our home, while exploring semi-retirement and career changes, was advantageous or not. Meg gathered our information and responded very promptly with the answers we were hoping for. Yes, refinancing our home created a significant savings to us. Throughout the information gathering process through the closing, we found Meg to be extremely professional and thorough, focused on and responsive to our specific needs, always willing to go the extra mile, and pleasant, friendly and encouraging at all times. Most recently, Meg contacted us to inquire if we had considered another refinance. With our permission, she ran the figures and again promptly contacted us with the good news: Yes, with dropping interest rates, we could experience another significant monthly savings! We have nothing but positive comments about Meg Werner. We have referred a number of family members, friends, neighbors, and business associates to her and none of them have been disappointed. We will definitely depend on Meg's expertise and services in our own future.
Over the past three years, I've purchased one home and refinanced it twice with Meg Werner. No, it's not because she and her staff are so much fun (but they are!), it's because she is a total professional, gets me the best deal possible and does it quickly. Since the recent government lending issues, getting a loan is much more difficult and very tedious (purchasing my previous four homes was a breeze compared to now) but Meg has way of making it seem easy. She gets my heartfelt recommendation. You'll be glad you got your mortgage or refinanced through Meg Werner.
To whom it may concern, Through proceeded reputation, we were referred to Catalyst Lending for our financing needs as we began our search for a new home. Working with Meg and her team was an absolute pleasure. The entire process went smooth and all most every question, or concern, or even the unavoidable hiccup was handled seemingly before we ever knew something needed attention! We were very comforted by Meg's expertise and knowledge, and the faster than timely manner in which her extended team leaped into action to resolve all issues. Her attention to detail and familiarity with all updates in the lending world made agreeing with her suggestions almost automatic. It also made us feel like she was shootin it to us straight, good or bad. We would gladly repeat this experience and look forward to our next opportunity to work with Meg! We could not be more grateful. Thanx again! Jeremy & Melony
To Whom It May Concern: We have had the good fortune of knowing Meg Werner for nearly 5 years. We were first introduced to Meg through our eldest son who had had a number of very positive professional experiences with Meg Werner. In his words, 'Meg really knows the mortgage/lending business and was able to explain the process in an uncomplicated way.' Originally, we contacted Meg, at our son's urging, at a goal-changing period in our lives. We were uncertain if refinancing our home, while exploring semi-retirement and career changes, was advantageous or not. Meg gathered our information and responded very promptly with the answers we were hoping for. Yes, refinancing our home created a significant savings to us. Throughout the information gathering process through the closing, we found Meg to be extremely professional and thorough, focused on and responsive to our specific needs, always willing to go the extra mile, and pleasant, friendly and encouraging at all times. Most recently, Meg contacted us to inquire if we had considered another refinance. With our permission, she ran the figures and again promptly contacted us with the good news: Yes, with dropping interest rates, we could experience another significant monthly savings! We have nothing but positive comments about Meg Werner. We have referred a number of family members, friends, neighbors, and business associates to her and none of them have been disappointed. We will definitely depend on Meg's expertise and services in our own future. Sincerely, Mike and Chris
Meg Werner is simply the only mortgage broker you should ever use, period. Not only does she do everything you should expect from your favorite person to do business with, like friendliness, prompt return of phone calls, diligence, attention to detail, and full command of the knowledge and skills of her field, she goes the extra mile in all of these areas and more. When we bought our house, she presented several different options based on what we told her, as well as several options that we hadn't considered. She also showed us how the last broker we used had constructed our contract so they got overpaid. She explained exactly how she gets paid - nothing is hidden. Meg will listen to your needs and present you with the options that will work best for you. I've known and done business with Meg for over ten years and found her to be scrupulously honest and responsible in every aspect of her life. When you get a mortgage, you have to rely on the judgment and character of your mortgage broker. Meg's judgment and character are the best you'll find anywhere. Dan
To Whom It May Concern: Let this serve as a letter of reference for Meg Werner. We were new homeowners, purchasing our home in 2004, and were locked in at what we considered to be a great rate. Meg received wind of a great opportunity to refinance saving us a little over $200 a month and we jumped on it quickly. Meg was very professional and honest in her dealings with us. There wasn't a lot that we understood about refinancing processes, fees, lingo, but she took the time to explain everything that we were unsure about - one by one. (Only God is more patient) Meg worked very closely with everyone involved in our refinance to ensure that every detail was handled appropriately, and that nothing was left to chance. She made herself available to us at all times, and was even willing to reschedule her whole day just to accommodate our closing. Wow! Meg was very thorough to the end, making sure that at our closing, we knew of all the money we should be getting back from escrow, and our previous mortgage company. She let us know that if we had any questions or concerns after close, she would still be available. We left her office feeling elated about our closing and feeling truly blessed to have dealt with such a phenomenal person. To find someone like Meg in any industry is a rare find. Always upbeat, with a smile of her face - she was an absolute pleasure to work with. She is sincerely committed to providing the highest level of service to her clients, and it shows. I would highly recommend Mrs. Werner to anyone that would require services that her company provides. Sincerely, Anna
"I worked with Meg and Catalyst lending to refinance my home. The entire team was wonderful! They listened to my needs and concerns, answered all questions quickly and did an excellent job laying out the various options that were available. I highly recommend them!" Best Regards, Robert
To whom it may concern, I just want to take the opportunity to thank Meg Werner and Lori Berry for the amazing service and assistance they provided to me and my husband during our first home purchase. Buying a house for the first time can be very overwhelming but Meg and Lori eliminated all the stress and confusion and made it a wonderful experience! I am very grateful to have been blessed with such an awesome loan closer. It is nice to know that there are still people like Meg and Lori and companies like Catalyst Lending out there that are truly out to make the home buying experience as pleasurable as they did. They genuinely cared about us and made sure we understood every aspect of our new home loan. I can not thank them enough for what they did for us and we are eternally grateful to them! Thank you again!! God Bless, Joseph and Dawn-Marie
I am writing this letter in reference to the excellent service that was provided to me by Meg Werner and her team at Catalys Lending Lnc. Meg came highly recommended to me from a friend that had used her services in the past. I was told to "go with Meg you won't be upset." I was buying my first home and had a lot of questions. Meg made sure I was completely comfortable throughout the whole process. I have since referred her to anyone that is looking for a lender. I can't thank her enough for all her hard work and how easy she made it.
"Meg has helped us refinance our home twice; once to pull equity to finish our basement and the other to shorten our loan to 15 years. Meg's experience in the mortgage industry enabled her to always find the best options available for our unique situations, and her professionalism and attention to detail ensured that each experience went smoothly. We trust Meg to always offer the best solution for our needs. Without question, we will call Meg again for any future mortgage needs."
A few months ago, my wife and I were in the process of purchasing a home, only to have our mortgage financing fall through just before closing. When we tried to secure new financing, we encountered lender after lender who either didn't have the resources or the know-how to help us. Then we met Meg Werner. She took all the stress out of the process and made it happen for us. I was impressed with her extensive knowledge of an ever-changing market, her tenacity in finding a loan product that would work for us, and most of all, her genuine concern for our situation. Throughout the process, she made us feel like we were her only client. Next time, we will avoid all the headaches and stress by calling Meg first! Bless you, Joel
Meg helped us with our new home purchase 2 years ago at the best interest rate available. This year Meg had our backs as she called with an opportunity to refinance to a better rate that also dropped mortgage insurance in a new conventional loan. Personal attention and outstanding knowledge with clear communication of all our options is why Meg and her team is who we go to for our mortgage needs!
I have worked with Meg on two separate loans. When I purchased, Meg cheerfully spent hours going over best and worst case scenarios with me, so I could be sure I was well informed and could make a choice that works for me. The second time I worked with Meg is for the refinance of my home. Meg spent time running numbers and letting me know all of the options and how those options would impact the loan. I enjoy working with Meg because she works as hard as I do.
We highly recommend working with Meg and Catalyst Lending. We have worked with her twice for both the buying and selling of our homes. Meg is extremely professional and knowledgeable and worked with us every step of the way while constantly keeping us updated! She took the worry and anxiety out of buying and selling a home. We truly appreciate her and her staff at Catalyst Lending!
My husband and I refinanced our home about a year ago. We went with Meg Werner because she had come highly recommended. Since my husband isn't actively in the military any more, we didn't know we had VA entitlement or how much it would help our mortgage rate until we worked with Meg. Then, this past summer Meg reached out to my husband and I regarding our mortgage and mentioned that we should consider refinancing again as the VA rates had come down even more than what we had a year ago. Meg was able to get us refinanced at a better rate and help us to 1) save money 2) reduce the length of our loan to 20 years (while still lowering our monthly payment!). I love working with Meg and will do so for our future needs. I will highly recommend Med to others I know if they are looking to buy or refinance. Meg is my hero!